Browsing Our Website
When you browse our website and request pages from our servers, we do not collect personally identifiable information from your computer unless you voluntarily provide it to us. This means that we will not have access to your name, email address, or any other personally identifiable information unless you willingly disclose it. Our servers automatically record non-personally identifiable information when you visit our website or use certain products. This includes information provided in the HTTP request header, such as the IP number, date and time of the request, URL, language, browser type, and other details. We collect this information to ensure the proper functioning of our website and to understand how visitors utilize it, enabling us to enhance its contents and functionality to better meet your needs.
When we need to collect personally identifiable information from you to process a requested transaction or provide a specific service, we will ask for your voluntary cooperation in supplying us with the necessary information. This may include details such as your name, address, telephone number, email address, and demographic information (e.g., income level and gender) to facilitate the processing of your submission. Additionally, if you provide contact details for transaction-related requests, such as scheduling an appointment or requesting a proposal, we may use this information to keep you informed about future offers or promotions unless you choose to opt-out online or notify us otherwise. The information we collect may be obtained from various sources, including our communications with you, your transactions with us or our affiliates, external companies (such as consumer reporting agencies) for credit evaluation purposes, and public sources like bankruptcy and real estate records. In addition to the mentioned purposes, we may utilize your personally identifiable information for other activities, such as sending promotional materials and sharing information with third parties for their promotional use. However, you have the option to “opt-out” of certain uses of your personal information. We reserve the right to share, sell, rent, or disclose your personal information to third parties in accordance with applicable laws, except in cases where you have the opportunity to opt-out. We may share your personally identifiable information with affiliated companies controlled by or under the common control of InsuranceFinal. We may also share this information with non-affiliated companies that are not under our control. We may use your personal information for auditing, research, analysis, and to improve our technologies and services. The use of your personal information may be changed or expanded at any time. We may utilize your personal information to provide personalized content, promotional offers, and engage in email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses. Additionally, we may share aggregated information (non-personally identifiable) with external companies. The term “Aggregated Information” refers to information collected by aggregating non-personally identifiable data to provide usage summaries of the website. This aggregated information is used to analyze usage patterns and negotiate with internet service vendors. It is not linked to your personal information.
Securing the Transmission and Storage of Information
We take the security of your personal information seriously and employ industry-standard measures to protect it during transmission and storage. This includes physical, electronic, and procedural safeguards to prevent unauthorized access. Our website uses SSL security technology to encrypt sensitive information you provide through the site, and we store information on secure servers behind firewalls. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security. You can help maintain the security of your online transactions by not sharing personal information or passwords with others.
Like most websites, we automatically gather certain information and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information, which does not identify individual users, to analyze trends, administer the site, track users’ movements around the site, and gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.
Clear GIFs (Web Beacons/Web Bugs)
We employ a software technology called clear GIFs (also known as web beacons/web bugs) to better manage content on our site by determining its effectiveness. Clear GIFs are tiny graphics with unique identifiers, similar to cookies, and are used to track the online movements of web users. Unlike cookies, clear GIFs are embedded invisibly on web pages and are about the size of the period at the end of this sentence. We do not connect the information gathered by clear GIFs to our customers’ personally identifiable information. We use clear GIFs in our HTML-based emails to track which emails have been opened, allowing us to evaluate the effectiveness of certain communications and marketing campaigns. If you wish to opt-out of these emails, please refer to the “Choice and Opt-out” section.
Advertisements on this website are delivered to users by our advertising partner. We share aggregated website usage information with a reputable third party to target our internet banner advertisements on this site. The information collected and shared through this technology is not personally identifiable.
Links to Other Sites
We may have co-branded partnerships with “partners and affiliates” or be part of a corporate group. We may share information about customers and former customers with these co-branded/corporate group companies. These business relationships benefit all parties involved by providing greater product and service opportunities. We offer opt-out options regarding the sharing of your information with such partners and affiliates. Please note that linked sites have their own privacy policies, which may or may not meet Company’s standards.
Access to Personally Identifiable Information
Upon request, we will make reasonable efforts to provide you with access to your personal information. If your personally identifiable information changes or you no longer wish to use our product or service, you can correct, update, delete, or deactivate it by contacting our Customer Support via email, telephone, or postal mail using the contact information provided below.
In compliance with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will not knowingly request personally identifiable information from anyone under the age of 13 without parental consent.
We reserve the right to disclose your personally identifiable information as required by law, regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our legal notices or other agreements, or to protect our rights, property, safety, or the rights and safety of our users or others (e.g., for fraud protection with a consumer reporting agency). We also ensure the security of our network and services.
Enhancement of Information
To better target our advertising and provide relevant offers, we may purchase marketing data from third parties and add it to our existing user database. This information is linked to the personally identifiable information you have provided.
Business Transitions In the event of a business transition, such as a merger, acquisition, or sale of assets, your personally identifiable information may be among the transferred assets. We will notify you via email and/or a prominent notice on our website for 30 days in the event of any change in ownership or control of your personal information.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.